We offer professional and impartial Financial Advice to clients looking for SMART financial solutions across Life Insurance, Pensions, and Investments. We specialize in developing long-term financial plans that guide our clients through their various stages of life.

Our focus is to engage with our clients on both a personal and professional level; to listen, ask questions and really understand what an individual or company wants to achieve.

Sometimes this can be something quite simple, other times a more holistic, long-term financial strategy is required to achieve their need or objective.

Professional and impartial Financial Advice

Our Team

  • Mark Gallagher

    Principal and founding member of Smart Financial


    As the Principal and founding member of Smart Financial, Mark’s focus is to develop and maintain long-term relationships with clients seeking professional and honest financial advice. He is also responsible for ensuring all aspects of the business is run efficiently as well as ethically and believes that open communication and shared ideas allows for enhanced performance in the workplace.


    Mark found his passion starting off his career in the Life Insurance industry in 2005. From there he has gained a wealth of knowledge in the areas of Pensions, Investments and the Protection business. After becoming a Qualified Financial Advisor (QFA), he took the bold step of setting up his own brokerage “Smart Financial” in 2015 where he was shortlisted for the coveted ‘Best new Brokerage’ accolade imparted by the Professional Irish Brokers Association (now Brokers Ireland LPI awards).


    His aim is to work in clients’ best interests, to identify their expressed financial needs and concerns with the objective of finding suitable and tailored financial planning solutions and meeting their desired financial goals. To achieve this, he meets with clients on a regular basis to discuss their financial situation and make sure they are on track to achieve their financial objectives.


    Contact Mark for Smart Financial Advice…

    Mark Gallagher
  • Seán Kilbane

    Qualified Financial Advisor


    As a senior Financial Advisor at Smart Financial, Sean is entrusted with assisting clients by providing professional advice, taking into account their current financial needs and circumstances, and developing astute financial plans with product solutions in line with their financial objectives and priorities.


    Originally from the island of Achill, Sean moved to Dublin in 2011 to begin his career working in financial services where he developed a wealth of knowledge and experience in the industry, and has continued his journey, joining Smart Financial in 2018, as a valuable member of our team.


    Due to his passion for helping people, he always aims to find the most effective way to maximise the value he can add to every client interaction, helping to achieve his clients’ financial objective in the shortest possible time.


    Sean is an expert at conducting full financial reviews and strongly believes that this serves as a solid base-point for achieving any long-lasting financial goals.


    Contact Seán for Smart Financial Advice…


    Seán Kilbane
  • Arthur Lustosa do Amaral

    Financial Consultant & Compliance Assistant


    Holding a bachelor in Accountancy from University of Brasília, Arthur began his professional career in the banking environment in Brazil. He worked 2 years in the Cooperative Banking system, where he acquired an extensive understanding of Financial theory and its practical implications.


    Thereafter, he decided to broaden his knowledge by enrolling on a Higher Diploma in Economics at UCD – University College Dublin. Upon graduating, he was given the opportunity of joining Smart Financial, furthering his career in financial services. He has then completed his QFA (Qualified Financial Advisor) certification, which makes him suitably qualified to provide Financial Advice in the Irish financial services environment and he is currently in the process of completing his Professional Diploma in Compliance by the Association of Compliance Officers in Ireland.


    As a Compliance Assistant at Smart Financial his focus is to ensure that all areas of the financial planning process are managed efficiently and with due diligence. He works closely with the senior Financial Advisors & with the company’s Principal to ensure full compliance of the operation while also working on financial advisory for his own client base.


    Personally, he has a keen and genuine interest on engaging with people and helping them achieve their goals. In the workplace, he makes it his priority to ensure that every action taken is served in the best interests of clients.


    Contact Arthur for Smart Financial Advice…


    Arthur Lustosa do Amaral
  • Zach Caine

    Marketing Manager & QFA


    As Marketing Manager at Smart Financial, Zach is entrusted with business development and developing best practice marketing solutions that effectively communicates the company’s financial planning expertise, aligning Smart Financial’s unique product solutions with client financial needs and priorities.


    Originally from South Africa, Zach moved to Dublin, Ireland in 2020 to further his career in Financial Services with the intention to join Smart Financial and add value to the team. His impressive business accolades include a Degree in Brand Building and Management, a post-graduate Diploma in Financial Planning as well as 7 years experience as a Financial Planner in South Africa, making him suitably qualified in the field of marketing and Financial Services.


    Having recently completed his QFA (Qualified Financial Advisor) certification in 2021, this makes him suitably qualified to provide financial advice in the Irish financial services environment.


    Contact Zach for Smart Financial Advice…

    Zach Caine
  • Peter McGee

    Qualified Financial Advisor


    As a Financial Advisor at Smart Financial Peter aims to engage and assist new and existing clients. Whether it be a self-employed sole trader, an employee or director, each client requires a unique approach depending on their own personal financial situation. At Smart Financial Peters role is to establish a seamless understanding between the client and advisor as he manages their day to day financial needs and objectives.


    Originally coming from a family run business in Letterkenny, Co. Donegal, Peter knows what it takes to work in a successful SME business. Becoming a Qualified Financial Advisor (QFA) in 2020 Peter joined the Smart Financial team. Having joined during the Covid-19 Pandemic meant that guiding clients through their financial journey became even more imperative, due to the economic and societal uncertainties.


    Being a highly motivated member, Peter has enjoyed success since joining the team in Dublin and demonstrated his knowledge of investment and pension products both of which he takes a particular and keen interest in helping and advising clients with on a regular basis, ensuring they are financially secure at every step of the way. Currently completing his RPA designation (Retirement Planning Advice), he continues to broaden his knowledge in the financial services and planning sector.


    Contact Peter for Smart Financial Advice…


    Peter McGee
  • Kian Walsh

    Qualified Financial Advisor


    As a Financial Adviser at Smart Financial, Kian’s focus is on understanding the financial needs and objectives of his clients and providing solutions and strategies to meet their goals. He achieves this by getting to know his clients, listening and understanding what’s most important to them.


    On completion of a BSc Accounting degree in UCC in 2005, Kian worked in Corporate Finance where he gained exposure to private equity investments. He left this role to pursue his passion for the Financial Markets and became a full-time Financial Trader. He was an active market participant during the 2008 Market Crash and subsequent recovery. This experience gave him valuable insights into the importance of risk, diversification and market cycles when investing.


    Following a career break and period of travel, Kian returned to Ireland and joined the Smart Financial team. He values building long term relationships with clients and providing financial advice with the utmost honesty and integrity.


    Contact Kian for Smart Financial Advice…

    Kian Walsh
  • Equities slip to close Q1 on a negative note – Zurich Life Weekly Investment News

    A tumultuous first quarter for investment markets ended last week, with the strong equity rally seen in March softening the blow for many multi-asset fund investors. Whilst many medium risk funds remain in negative territory; they are off their lows and a longer-term perspective given the returns seen in recent years should provide some comfort. However, US bond investors experienced their worst quarter since 1980, and the 3rd worst on record as interest rates begin to move higher.


    Inflation has defied most conventional wisdom and has remained stubbornly high. Notwithstanding the tragic events unfolding in Ukraine, it appears that inflation is now more than ‘transitory’ and central bankers have turned more hawkish. By the end of this year, markets are now forecasting interest rates above 2% in both the US and the UK, with a move higher in the eurozone now a live option.


    There has been much talk of ‘yield curve inversion’ (more below) with the keenly watched 2/10-year spread moving to this state on Friday afternoon. Whilst this metric is seen as a predictor of recession it is but one indicator. Interestingly, when it has been an accurate prediction, it has on average still taken another 18 months for a recession to occur. Q1 earnings season will kick off next week and will provide further information on how these fundamental macro forces are influencing company profits.


    Equities slip to close Q1 on a negative note – Zurich Life Weekly Investment News

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