Pensions & Retirement

The trouble with retirement is that you never get a day off

Pensions are an extremely tax efficient way of saving. You get tax relief on your saving at the marginal rate; funds accumulate tax free until retirement and you get a percentage of your fund tax-free at retirement.

  • Pension Term

    Pension Term Protection is life insurance that covers the period of time up until retirement.

  • Personal Pension Plan “PPP”

    A PPP is a long-term investment that aims to help you build up a pot of money.

  • Personal Retirement Savings Account “PRSA”

    Both the holder and there employer may make contributions into the PRSA.

  • Personal Retirement Bond “PRB”

    A PRB is also sometimes known as a Buy-Out-Bond

  • Approved Retirement Fund “ARF”

    With ARFs, you re-invest your pension fund and take the money out when you need it.

  • Annuity

    An annuity is what many people commonly refer to as a pension.

  • Company Pension Plans

    Providing your employees with access to a Company Pension scheme is essential if they are to enjoy a comfortable life in retirement.

The trouble with retirement is that you never get a day offPensions are an extremely tax efficient way of saving. You get tax relief on your saving at the marginal rate; funds accumulate tax free until retirement and you get a percentage of your fund tax-free at retirement.

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