Life Cover

Peace of mind for you & your family

Life can be unpredictable, but with the right life insurance cover in place, you will always have peace of mind. We provide protection for individuals, families, and businesses.

We all have different needs when it comes to life insurance. Here at Smart Financial it is our goal to help you choose the right protection policy for you.

Life Cover

Why? Life insurance is a solution to ensure that your loved ones are covered financially should the unexpected happen, such as, death, illness or disability.

When? Life Cover should be considered for the following life stages:

  • Marriage
  • New parent
  • Buying a new home
  • If you have financial dependents (Partner, children, family)


Serious Illness Cover

Serious illness cover is a long-term insurance policy that pays you a lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers, such as, a heart attack, stroke, cancer, multiple sclerosis and loss of limbs.

Cancer mortality in Ireland

1 in 4 deaths in Ireland is caused by cancer.

  • Cancer is the biggest killer in Ireland.
  • It accounts for approximately 30% of deaths every year.
  • One person dies from cancer every hour in Ireland. (Source: Irish Cancer Society)
Life Cover
  • Convertible Term Cover

    Convertible term life insurance gives you the option to convert a policy into a new policy for a longer term.

  • Whole of Life Insurance

    This plan will suit people who wish to have cover for the rest of their life.

  • Level Term

    Term Life Insurance is an option where the amount you are insured for and the premiums you pay remain level.

  • Pension Term Assurance

    Pension Term Protection is life insurance that covers the period of time up until retirement.

  • Serious Illness Cover

    Serious illness insurance pays you a sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers.

  • Executive Pension Term Assurance

    It is a financial safety net that ensures that the family of executive employees are taken care of financially, in the event of their death.

  • Personal Pension Term Assurance

    Personal Pension Term Assurance provides a lump sum amount for your family in the event of your death before you reach retirement.

  • Income Protection

    Income protection pays out a regular cash payment that replaces part of your lost income if you cannot work due to a medium to long-term illness or disability.

Need a quote, or some assistance?

Fill out your details and enquiry below, and one of our Qualified Financial Advisors will get back to you shortly.

Select 'Smoker' if you have smoked tobacco products in the last 12 months.
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