Last week proved to be another positive period for equities, but in the week ahead all eyes will be on the big three central bank meetings and a flurry of big tech earnings. Higher interest rates, and the subsequent opportunities for financial advisors was one of the key topics discussed at our Ignite Conferences last week. With rates at their highest level in 15 years (and likely to move higher this week) a significant cohort of customers are experiencing positive interest for the first time. There are clear opportunities on how to portray the power and value of financial advice in such an environment in relation to fund choice, spending patterns, and the importance of real versus nominal returns. The shifting ‘at retirement’ landscape was also discussed, including items such as the return of the annuity as a live option, the concept of tactical drawdowns, and how to utilise multiple fund choices.