Hello,
We are delighted to announce that our new Fixed Term (Series 4) Fund is now open and accepting premiums from this morning. The fund provides a higher-yield alternative to cash, which has seen diminished returns due to the ECB’s ongoing rate cutting cycle. An equity based; multi-asset approach remains the most appropriate fund choice for the majority of Irish investors. However, there are certain scenarios where a lower risk approach could be relevant. These could, amongst others, include:
- Benefitting from attractive Max Funding opportunities
- Customers approaching the Standard Fund Threshold
- Customers approaching NRA and looking to bring more certainty to Tax-Free Lump Sum amounts
- Those looking for a tactical holding for business or personal succession planning
- For low-risk investors simply looking to avail of pensions tax relief
The Fixed Term (Series 4) fund is open to new business until Friday 26th September 2025. There is limited availability in the fund, and it may close early due to demand. The fund provides customers with a fixed gross return of 2.48% per annum if held for the three-year period. There is also the potential of an additional 1.0% return at the end of the three-year period, based on the performance of the Euro Stoxx® 50 Index. More important information is available in the Fund Flyer and the Key Features Document.
As always, if you wish to discuss anything in further detail, please do get in touch.
